Through our finance partners, we are able to offer campervan hire purchase. Hire purchase is the more traditional approach to funding your campervan. With an initial deposit, agreement term and monthly repayment amount, your Expedition Campers campervan is all yours once the repayments, including interest, have been paid.
With a campervan hire purchase agreement from one of our finance partners, you can borrow any amount from £2500 and set repayments over 2 – 10 years. You pay a fixed rate of interest and have fixed monthly payments to make budgeting easy. Hire purchase is ideal if you want to own your campervan at the end of the finance period, you want to know your exact amount of repayments each month and do not want a final lump sum payment. Consider that you do not own the campervan until all repayments have been made and your campervan is at risk of repossession if you cannot meet the repayment terms.
Expedition Campers Limited regulated by the Financial Conduct Authority (FCA No 917493) we act as a credit broker, not as a lender, for the introduction to a limited number of lenders.
We are a credit broker and not a lender. We can introduce you to Evolution Funding and Mann Island who have access to a limited number of lenders and their finance products. We are not an independent financial advisor, we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender Evolution Funding or Mann Island introduces you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Rates will be either fixed based on the lender or based on your credit score. Fixed rates are determined by our contractual agreements and we cannot change this rate. Credit score-based rates are pre-set, but are also linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a credit provider. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
Frequently asked questions
Vehicle Finance Status Disclosure for Expedition Campers Ltd/ Retail Leisure Vehicle Sales
Expedition Campers Ltd a dealership acting as a credit broker in arranging finance for vehicle transactions.
Our Registered office is 13 The Courtyard, Timothys Bridge Road, Stratford upon Avon, CV37 9NP
England. Company registration no. 10551236. VAT Number 259 4719 62. ICO Number 18217411
Yes, we are authorised and regulated for credit-broking activities by the Financial Conduct Authority (“FCA”). We are not a lender. Our FCA Firm Reference Number is 917493. For more information, please visit the FCA website at: https://register.fca.org.uk/. Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules.
We can introduce you (whether direct or through a specialist credit broker) to a number of finance companies (“funders”) who may be able to finance your transaction. We work with the following funders, Evolution Funding and Mann Island Finance. There are other funders to which we cannot introduce you which may also be able to offer you finance.
We will provide you with information and explanations about the finance products that may be available to you and, where we recommend a product to you to you, we will ensure that this is based on the information you
Give us about your needs and circumstances so that it is suitable for you. Finance is arranged subject to status and terms and conditions. We cannot guarantee that we will be able to secure finance for you.
We are not independent financial advisers and so are unable to provide you with independent financial advice.
We are, however, independent of the funders and brokers we work with.
No, you make no payment to us.
But a funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different amounts.
We will use your information to obtain quotes from funders and brokers to process finance applications through them and we and/or they may also conduct a search of your record held with one or more credit reference agencies. Credit checks may as a result appear on your credit file lodged by organisations with whom you have not dealt directly. The personal information collected will also be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected you could be refused certain services, finance or employment.
We are registered as a data controller with the Information Commissioner’s Office under registration number 18217411.
If you wish to make a complaint, please contact us:
If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to your satisfaction, please contact the Financial Ombudsman Service (“FOS” – www.financial-ombudsman.org.uk). Please note that FOS may not be able to deal with complaints from business customers.
If you require further information, please contact us by telephoning the above number(s) or emailing us at firstname.lastname@example.org addressing your correspondence to [the Complaints Manager].